If American Debt Management or any collection agency is contacting you, it’s critical to know your rights under the Fair Debt Collection Practices Act (FDCPA). Repeated or excessive phone calls—especially multiple calls per day or calls made early in the morning or late at night—may qualify as illegal harassment. Debt collectors are also prohibited from threatening lawsuits, wage garn... https://protectionforconsumers.com/stop-american-debt-management-debt-collection-harassment/